Terms of Use
This document outlines the rules for accessing and using the services offered by Keen Thriftanance. It is a general template and should be adapted to your regulatory and jurisdictional context.
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These draft Terms and Conditions provide a basic framework and are not a substitute for review by qualified legal counsel. Items in square brackets must be completed before final publication.
1. Purpose
These Terms of Use (the “Terms”) govern your access to and use of the website, content, and tools made available by Keen Thriftanance (the “Service”). By accessing the Service, you acknowledge that you have read, understood, and accepted these Terms in full and without reservation.
2. Acceptance of Terms
Use of the Service constitutes full and complete acceptance of these Terms. If you do not wish to be bound by these Terms, please do not access or use the Service. Keen Thriftanance reserves the right to modify these Terms at any time, and any changes will take effect as soon as they are published on this page.
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Keen Thriftanance provides content, analysis and decision-support tools for informational purposes only. These do not constitute personalised advice, an investment recommendation or any guarantee of results. Users remain solely responsible for any decisions made based on the information they consult.
4. Access to the Service
Keen Thriftanance uses reasonable measures to ensure continuous access to the Service, but does not guarantee uninterrupted availability. The Service may be suspended, interrupted, or modified, in whole or in part, particularly for maintenance, updates, or force majeure, without Keen Thriftanance incurring any liability as a result.
5. User account
Where an account is required, the user agrees to provide accurate and up-to-date information and to keep their login credentials confidential. Any activity carried out through an account will be presumed to have been carried out by the account holder. Keen Thriftanance reserves the right to suspend or terminate an account in the event of a breach of these Terms.
6. Permitted use
The user undertakes to use the Service in compliance with the law and these Terms. In particular, the user is prohibited from:
- reproduce, copy, or distribute content without prior authorisation;
- attempt to gain unauthorised access to Keen Thriftanance's systems or data;
- use the Service for fraudulent or misleading purposes, or in violation of applicable regulations;
- disrupt, or attempt to disrupt, the normal functioning of the Service.
7. Intellectual property
All elements comprising the Service, including texts, graphics, logos, structures and databases, are protected by applicable intellectual property rights and remain the exclusive property of Keen Thriftanance or its licensors. No licence or right of use is granted to the user, except for the right to access and view the Service strictly as required for its normal use.
8. No financial advice
The content, analyses, and data made available through the Service do not constitute investment advice, a solicitation, or an offer to buy or sell financial instruments. Any decision made on the basis of this information is solely the user’s responsibility, and users are encouraged to consult a qualified professional before making any binding decision.
9. Limitation of Liability
To the extent permitted by applicable law, Keen Thriftanance shall not be liable for any direct or indirect damage, loss of data, financial loss, or harm arising from the use of, or inability to use, the Service, including where information is inaccurate, incomplete, or unavailable.
10. Links to Third-Party Websites
The Service may include links to third-party websites or resources. Keen Thriftanance has no control over these websites and does not accept any responsibility for their content, availability, or the consequences of using them.
11. Termination
Keen Thriftanance may, at its discretion, suspend or terminate access to the Service if these Terms are breached, without notice or compensation. The user may stop using the Service at any time.
12. Governing law and jurisdiction
To be completed: specify the governing law and competent jurisdiction based on Keen Thriftanance's place of registration and applicable legal obligations.
13. Contact
For any questions about these Terms, the user may refer to the contact details provided on the Keen Thriftanance website.
This document is a general template intended for guidance only. It does not constitute legal advice and must be reviewed by a legal professional before publication.